Today I did something I haven’t done in a while, I went for a run. In the past year I’ve put off running because of lifting weights and trying to gain weight. Running (at least long distances) seemed to have the opposite effect for what I’m trying to achieve.

Anyways, I decided to just get outside and go running, and I’m glad I did! The distance wasn’t far, and I only ran for a half hour, but it felt great. Now that I’m back I have that feeling of restfulness, my body feels like it’s expended energy and can relax. It’s an addicting feeling. Unfortunately I don’t get that when I lift weights. Running comes so naturally!

Published by Joshua

I'm a web designer, and a writer. I enjoy spendng time with my wonderful wife. I'm a Christian, a minimalist and a Dave Ramsey fan.

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  1. > Question 1: WhereHigh yield savings.> Question 2: What about six mothns worth of expenses?Good. It could be less if you have good health and disability insurance and are very employable (unlikely to have trouble finding a comparable job in 2 mothns) and 2 earner family, but why push it > Question 3: Would you sacrifice a fully-funded emergency fund ?Yes, the truth is money could be taken from some sources in an emergency such as retirement account, savings for house I would want the emergency funds to be outside of retirement accounts (since I don’t want to tap those) but for someone just starting out I can see funding retirement savings prior to building up the 6 month cushion (I did).> Question 4: smallestReally I have not had a separate emergency fund but I have other funds that are an emergency fund (saving for down payment on house, savings for vacations ) if need be. I would not be comfortable with less than 6 mothns. When I bought my first house I didn’t have this (I put 20% down) and part of my emergency plan was to rent out the basement (which should have been possible, if needed).

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